Facts About Car Rental Insurance

Regardless of whether renting a car for business or even for pleasure, the last thing anybody really wants to have to worry about paying for damages to a rental vehicle should it happen. Because of this, there is car insurance to cover drivers who are operating a rental vehicle. Many people choose out of purchasing car insurance because they really feel it is an unnecessary expense. The fact is, without car insurance a person could be responsible for a lot more money than what the cost of car insurance would be if he or she were to maintain damage to a rental vehicle.

A common false impression among many people who rent a vehicle is that their personal auto insurance policy will cover them for rental automobiles as well. This is not always the case. Several personal auto insurance plans will cover a driver when he or she rents a vehicle but this is not the norm. A person must always consult his or her insurance policy or talk to his or her insurance agent to help determine if rental cars are covered on the personal car insurance policy. If rental vehicles are certainly not covered by the personal auto insurance policy, then the renter has a responsibility to secure leasing insurance.

Car insurance can be purchased directly from the particular rental company. Many rental companies offer different insurance coverage plans to meet the individual needs of the renter. If you want to read more info about car rental istanbul take a look at our site.
The vehicle rental insurance premium is computed by a daily rate and in some cases the weekly rate if a person can be planning an extended rental period. The particular premium amount is added to the rental fees and paid for as a whole. A renter would have to opt for and purchase car rental insurance at the time of rental. This cannot be added at a later time. This alleviates the possibility of insurance fraud.

Purchasing auto insurance is not always necessary when hiring a vehicle. Some major credit card companies offer cardholders perks such as car rental insurance coverage just for being a member. To be entitled to car rental insurance through a credit card company, that exact card will have to be utilized to secure the rental. Not all credit card companies offer this perk to the members. A person should always call and consult with an agent from his or her credit card company to determine if he or she has this coverage and what the eligibility requirements are to take advantage of this benefit.

Despite the concerns of many individuals, car insurance is a solid investment. The cost regarding car rental insurance is far in comparison to the costs a person would endure if she or he would have to pay for damages out of pocket. Car rental companies always offer carrental insurance as an option at the time of rental. Some people may qualify for coverage either through their personal auto insurance or through their credit card company. They should usually consult their insurance agent or credit card company to ensure they have coverage.

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